The qualifications of a companion that can be selected by the insured are:

- Age 21 years or older up until the age of 65
- Not currently receiving treatment for a physical or psychiatric illness
- Not pregnant
- Not currently  on sick-leave status from their employment
- Not currently addicted to or have a recent history (1 yr. or less) of alcohol, illegal or prescription drug use/abuse
- Not be under house arrest, have an ankle monitor, have a warrant out for their arrest , be currently under legal investigation or involved in legal proceedings or prosecution at the time of travel abroad with the insured
- Be a citizen or legal resident of St. Maarten and have a current passport (valid for 6 months or more after travel date to the designated country) and visa (if indicated) for the designated country
- Should this be “Not currently  unfit for work from their employment