Procedure

The Medical Referral Abroad process consists of the following steps:

• The treating doctor submits a request for a medical referral abroad for an SZV Insured by sending in a medical report.
• The SZV medical advisor evaluates the request based on the information that was submitted to determine if it meets all the conditions for a medical referral abroad.
• If the request is approved, the SZV medical referral officer will request an appointment with the specialist abroad.
• Once the appointment is received, SZV notifies the Insured of the appointment and travel date to the country abroad.
• SZV makes the travel arrangements, hotel accommodations and arranges transportation for the Insured referred abroad.
• The Insured attends a mandatory Intake Meeting with an SZV Medical Referral Officer 5-7 days prior to the travel date abroad.
• The Insured travels abroad and sees the specialist for evaluation and receives the necessary treatment or procedures for their condition or illness.
• The Insured returns to Sint Maarten. Any necessary continued care indicated by the specialist abroad, which is available on Sint Maarten is given, if the condition or illness is not resolved.

A medical report from the specialist abroad is sent to the treating doctor who referred the Insured for medical care abroad.